
Payment Options & Health Funds
At The Smile Hub Oxenford, we believe quality dental care should be accessible and affordable. We offer a range of payment options, accept all major health funds, and provide flexible payment plan solutions to help you manage the cost of treatment.
Flexible Payment Options For Every Smile
We understand that dental treatment is an important investment in your health and wellbeing. That's why we offer a variety of payment options to help make your care more manageable.
Whether you're visiting for a routine dental check-up, cosmetic dentistry, restorative treatment, or dental implants, our team can discuss the payment solutions available to suit your individual needs.
Our goal is to help you access the dental care you need without unnecessary financial stress.
EFTPOS & Cards
Visa, Mastercard, AMEX accepted
Health Funds
All major funds & HICAPS claims
Payment Plans
Flexible instalment options
Upfront Quotes
Transparent pricing, no surprises
MediPay
Treatment Financing For Larger Dental Procedures
MediPay offers tailored financing solutions for eligible patients seeking more comprehensive dental treatment.
This option may be suitable for treatments such as:
Dental implants
Smile makeovers
Cosmetic dentistry
Restorative dentistry
Full treatment plans
Applications are managed directly through MediPay and are subject to approval and lending criteria.
humm
Flexible payment plans for dental treatment
Flexible Payment Plans For Dental Treatment
humm allows eligible patients to spread the cost of dental treatment through manageable instalments.
Benefits may include:
Flexible repayment schedules
Fast application process
Suitable for a range of treatments
No need to delay treatment
Eligibility criteria and approval requirements apply.
Health Funds Welcome
We Accept All Major Health Funds
The Smile Hub welcomes patients with all private health funds.
Using HICAPS, eligible patients can typically claim their available benefits on the spot, helping reduce out-of-pocket expenses and making the payment process simple and convenient.
Benefits Of HICAPS
Instant health fund claims
Reduced upfront payments
Convenient in-clinic processing
Fast and easy transactions
Available with most health funds
NIB Preferred Provider
Enhanced benefits available for eligible members
Preferred Provider For NIB Members
We are proud to be a preferred provider for NIB.
As a preferred provider clinic, eligible NIB members may receive enhanced benefits on selected dental treatments, depending on their level of cover and available benefits.
Our team can help you understand your health fund entitlements and answer any questions you may have before treatment begins.
Pay In Instalments
Afterpay allows eligible patients to split approved treatment costs into smaller instalments.
Benefits may include:
Simple payment structure
Convenient repayments
Fast approval process
Available for eligible treatments
Our team can advise whether your planned treatment may be suitable for Afterpay.
Afterpay
Pay in manageable instalments
Need Help Understanding Your Payment Options?
Our team is happy to explain health fund claims, payment plans, and available financing options before you begin treatment.
Contact The Smile Hub Oxenford today to learn more about making your dental care affordable and accessible.
Ways To Pay
Choose the payment method that works best for you. Our team is happy to discuss these options and help you find the right solution.
EFTPOS & Credit Cards
We accept all major credit and debit cards including Visa, Mastercard, and American Express.
Health Funds
We accept all major health funds and offer HICAPS for on-the-spot claims so you know exactly what's covered.
Payment Plans
Flexible payment plans available through approved third-party providers. Ask our team about suitable options.
Payment Plans & Financing
We understand that dental treatment can be a significant investment. That's why we work with trusted third-party providers to offer flexible payment solutions.
Interest-Free Payment Plans
Spread the cost of your treatment over time with interest-free payment plans through providers like Afterpay, Zip Pay, and Humm. These plans allow you to start treatment immediately and pay in manageable instalments.
Dental Financing
For more extensive treatment plans, we can connect you with specialised dental financing providers who offer longer-term payment options with competitive rates. This can be particularly helpful for major restorative or cosmetic procedures.
Pre-Treatment Estimates
Before commencing any treatment, we provide a detailed written quote outlining all costs involved. No hidden fees, no surprises — just transparent, upfront pricing so you can make informed decisions about your dental care.
Affordable Dental Care In Oxenford
At The Smile Hub, we are committed to providing personalised dental care with transparent treatment recommendations and flexible payment solutions.
Patients choose us because of our:
Experienced Oxenford dental team
Comprehensive dental services
Health fund acceptance
NIB preferred provider status
Flexible payment plans
Comfortable and welcoming environment
Convenient Oxenford location

FAQ Section
Frequently Asked Questions
Do you accept private health insurance?
Yes. We welcome patients with all major private health funds and provide HICAPS claiming for eligible services.
Are you a preferred provider for NIB?
Yes. The Smile Hub is a preferred provider for NIB, which may provide eligible members with enhanced benefits depending on their level of cover.
Can I claim my health fund benefits on the day?
In most cases, yes. HICAPS allows eligible claims to be processed immediately during your appointment.
What payment plans do you offer?
We offer access to MediPay, humm, and Afterpay, subject to provider approval and eligibility requirements.
Can I use a payment plan for dental implants?
Payment plan options may be available for dental implants and other larger treatment plans. Our team can discuss suitable options during your consultation.
Is there a minimum treatment amount for payment plans?
Minimum treatment values and eligibility requirements vary depending on the provider. We can help you understand the available options.
Can I combine health fund benefits with a payment plan?
In many cases, health fund benefits can be applied first, with any remaining balance managed through an approved payment plan. Our team can explain the process during your visit.
How do I know which payment option is right for me?
Our friendly team can discuss your treatment plan and help identify the most suitable payment option based on your needs and circumstances.
Still Have Questions?
We'd love to hear from you. Send us a message and our team will get back to you shortly.